【思源论坛第189讲】黄炜教授:健康意识,信息提供与保险参与

文章来源:经贸学院 作者: 发布时间:2019-10-10 浏览次数:147


 

主  题:Unawareness of Unhealthiness, Information Provision, and Health Insurance Participation among the Elderly

 

主讲人:黄炜 新加坡国立大学

 

主持人:陈媛 纽约国际588888线路检测中心国际经贸学院

 

时  间:20191010日 下午14:00-15:30

 

地  点:纽约国际588888线路检测中心松江校区博识楼113

 

主  办:纽约国际588888线路检测中心国际经贸学院国际经济与贸易系

 

 

主讲人简介

 

黄炜博士是新加坡国立大学校长特聘助理教授。黄博士曾是美国国家经济研究局(NBER)博士后研究员。黄博士于2016年获得哈佛大学经济学博士学位,于2011年获得北京大学国家发展学院经济学硕士学位,于2008年获得北京大学物理学院物理学学士学位。

 

他的研究领域是公共经济学,劳动经济学和卫生经济学。他的研究兴趣在健康,教育和种族等领域。他的研究成果已发表在Review of Economic and Statistics, Journal of Labor Economics, American Economic Journal: Applied Economics, Nature, Journal of Economic Perspectives 等学术刊物上。2018年起,他担任Economics of Transition的联合主编。

 

报告简介

 

People may be unaware of their unhealthiness thus make sub-optimal decisions in insurance participation. Using national representative samples of the elderly in the US and China, we find that unawareness of unhealthiness is a salient issue among the seniors in both countries, especially those with lower education and poorer health, and is significantly associated with less insurance participation. More importantly, sound evidence from regression discontinuity design (RDD) shows that updated health information provision through physical examination leads to higher insurance participation among those who are unaware of unhealthiness; but no significant evidence suggests that health insurance provision improves individual awareness of health problems. These findings highlight an important role of health information in insurance participation and help to explain the phenomena such as insufficient participation among poor people and advantageous selection in health insurance.